Bankruptcy Attorney News
for Los Angeles, Riverside, and Ventura County

Dec 11, 2001

bankruptcy in 3 easy steps:

1. You want to have a clear and concise explanation of the reasons you filling.

2. Review your credit report

3. Show creditors "discharged in bankruptcy"

Dec 8, 2001

How to Stop Creditors

Collection calls and notices from creditors can often cause stress. Demanding creditors and garnishment can take a toll on your livelihood. Filing for bankruptcy in California can put a stop to these and other types of collection attempts so that you don't have to worry about losing part of your paycheck, or the money in your bank account. If you're filing for bankruptcy, you can also prevent repossessions, lawsuits, and many other collection attempts by creditors. Once your California bankruptcy filing is accepted by the court, an automatic stay goes into effect, barring these and other types of collection attempts by creditors. Your creditors cannot make any demand for payment while your bankruptcy process is ongoing, and once the bankruptcy has been discharged, you are no longer obligated to pay any discharged debts.

creditors may not contact you in an attempt to collect it. If creditors violate the automatic stay and continue their collection efforts without first seeking permission from the bankruptcy judge, you may be able to file suit and recover damages in excess of what you owe.